age plays a part, also where you live (post code), where the car is kept overnight and if it has an alarm/immob. one way to get it cheaper is by getting married, although thats a little extreme.
the best advice i can give is:
-spend a morning ringing round various companies
it's time consuming but it will get you the best price.
-maybe think about getting a limited milage policy considering she's not going to be driving everyday, when she passes just call the company and tell them you idea on pricesneed to increase the milage on the policy.
, they're usually pretty good for getting an idea on prices.
-another page to check is this
-here's another i found learner insurance tips
- i'm covered by admiral (£1800 tpft, i'm 20, the car has alloys, filter and exhaust) so i can't really recommend a company for a female
-basically ring around
hope this helps