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Old 11-19-2005, 06:35 PM   #1 (permalink)
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Well, my other half has bought a '99 (T) 4U2 soft top as she is learning to drive. My car is no good as its an auto and she wants to use a manual (also her goal is to use her car to commute to work when she passes her test)

The problem is that she is on a provisional licence till she passes and gets a full licence (march april time I expect if all goes well - less the more she practices)

Now, what we'd like to know is what company do you recomend - we have tried getting quotes from several, ranging from 650 to 1500 fully comp.

I didn't know whether to insure it myself and put her as a named driver - though I don't know what would happen in the event of an accident. But she wants her own so thats that.

Any advice greatly received.

thanks, Rhys.
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Old 11-20-2005, 04:41 PM   #2 (permalink)
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age plays a part, also where you live (post code), where the car is kept overnight and if it has an alarm/immob. one way to get it cheaper is by getting married, although thats a little extreme.

the best advice i can give is:
-spend a morning ringing round various companies it's time consuming but it will get you the best price.
-maybe think about getting a limited milage policy considering she's not going to be driving everyday, when she passes just call the company and tell them you idea on pricesneed to increase the milage on the policy.
-try, they're usually pretty good for getting an idea on prices.
-another page to check is this
-here's another i found learner insurance tips
- i'm covered by admiral (1800 tpft, i'm 20, the car has alloys, filter and exhaust) so i can't really recommend a company for a female
-basically ring around

hope this helps
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Old 11-20-2005, 05:10 PM   #3 (permalink)
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Well, unfortunatly my insurance wasn't for any vehicle, and the premium was too much under her name (about 700+) so I did the next best thing - while my mate was out getting petrol I was going online and got onto the Admiral site - Insured it under my name with her as a named driver, fully comp... 409. Can't go wrong. Didn't have time to search around as 2 hors later I would be driving it. (did a lot of searching beforehand though on different sites, Admiral and Elephant - same company - were about the same and cheapest)

I'm insured under A-Plan for my car - they had no interest in replying to my emails - didn't do an online quote and were closed this morning so they lost my business.

Just as a comparison, A-Plan do my BMW, fully comp for 249.. Ah well, their loss.

Thanks for the reply btw.
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